You can use the unreimbursed healthcare account to pay for most healthcare expenses not covered by medical, dental or vision coverage. Please click here for a list that provides examples of eligible expenses, as well as expenses not eligible for reimbursement.

• You must file your claim through any insurance coverage you have before submitting the expense through your unreimbursed medical flexible spending account.
• The full amount of your annual amount pledged is available to you immediately.
• Do not include your group medical/dental premium in your pretax unreimbursed medical spending account amount.
• Save itemized bills for out-of-pocket medical and dental expenses. When submitting a claim, attach copies of the itemized bills or an explanation of benefits (EOB) from your health plan for reimbursement.
• Remember that certain over-the-counter medications (antacids, pain relievers, allergy medications, cough medicines, etc.) are reimbursable through the unreimbursed medical flexible spending account. Vitamins and nutritional supplements do not qualify for reimbursement, unless you have a physician statement of medical necessity for these expenses.
• Any excess money in your account will be forfeited.

How to submit a claim – Unreimbursed Medical Spending Account

You must file your claim through any insurance coverage you have before submitting expenses through your unreimbursed medical flexible spending account. Reimbursement forms are available by logging into your account at https://hrbenefitsdirect.com/osf/

Reimbursement forms may be: