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Coverage Determinations and Appeals
 

Coverage Determinations and Appeals Instructions and Contact Information

What is a grievance?
A grievance is any complaint other than one that involves a coverage determination. You would file a grievance if you have any type of problem with OSF HealthPlans or one of our network pharmacies that does not relate to coverage for a prescription drug. For example, you would file a grievance if you have a problem with things such as waiting times when you fill a prescription, the way your network pharmacist or others behave, being able to reach someone by phone or get the information you need, or the cleanliness or condition of a network pharmacy. For more information about grievances, including how to file a grievance, see Section 8 of your plan’s Evidence of Coverage book.

What is a coverage determination?
Coverage Determinations: OSF HealthPlans makes a coverage determination about your Part D prescription drug, or about paying for a Part D prescription drug you have already received.

The coverage determination made by OSF HealthPlans is the starting point for dealing with requests you may have about covering or paying for a Part D prescription drug. If your doctor or pharmacist tells you that a certain prescription drug is not covered you should contact OSF HealthPlans and ask us for a coverage determination. With this decision, we explain whether we will provide the prescription drug you are requesting or pay for a prescription drug you have already received. If we deny your request (this is sometimes called an “adverse coverage determination”), you can “appeal” the decision by going on to Appeal Level 1 (see below). If we fail to make a timely coverage determination on your request, it will be automatically forwarded to the independent review entity for review (see Appeal Level 2 below). The following are examples of coverage determinations:
 


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  • You ask us to pay for a prescription drug you have already received. This is a request for a coverage determination about payment. You can call us at 1-877-677-8203 to get help in making this request.
  • You ask for a Part D drug that is not on your plan’s list of covered drugs (called a “formulary”). This is a request for a “formulary exception.” You can call us at 1-877-677- 8203 to ask for this type of decision.
  • You ask for an exception to our plan’s utilization management tools - such as dosage limits, quantity limits, or step therapy requirements. Requesting an exception to a utilization management tool is a type of formulary exception. You can call us at 1-877- 677-8203 to ask for this type of decision.
  • You ask for a non-preferred Part D drug at the preferred cost-sharing level. This is a request for a “tiering exception.” You can call us at 1-877-677-8203 to ask for this type of decision.
  • You ask that we reimburse you for a purchase you made from an out-of-network pharmacy. In certain circumstances, out-of-network purchases, including drugs provided to you in a physician’s office, will be covered by the plan. You can call us at 1-877-677-8203 to make a request for payment or coverage for drugs provided by an out-of-network pharmacy or in a physician’s office. When we make a coverage determination, we are giving our interpretation of how the Part D prescription drug benefits that are covered for members of OSF HealthPlans apply to your specific situation. Your Evidence of Coverage booklet and any amendments you may receive describe some of the Part D prescription drug benefits covered by OSF HealthPlans, including any limitations that may apply to these benefits. Your Evidence of Coverage booklet also lists exclusions (benefits that are “not covered” by OSF HealthPlans).
  • For process or status questions concerning coverage determinations, please call Member Services at 309-677-8203, toll free 1-877-677-8203 or for the hearing and speech impaired (TTY) 888-817-0139. Our business office hours are Monday through Friday 8am to 5pm. Our business phone hours are 24 hours a day, 365 days a year.

What is an appeal?
An appeal is any of the procedures that deal with the review of an unfavorable coverage determination. You would file an appeal if you want us to reconsider and change a decision we have made about what Part D prescription drug benefits are covered for you or what we will pay for a prescription drug.

Whether you have a grievance, coverage determinations request or appeal on a decision we make concerning your care we want you to understand the policies and processes that apply.

Your Evidence of Coverage book has the following sections for your review.

In Medicare Advantage (Medical Only) EOC Books:

Section 7: How to File A Grievance
Section 8: What to do if you have complaints about your Part D prescription drug benefits

In Medicare Advantage Part D Prescription Drug Plans (Basic Rx, Rx and Rx Plus) EOC Books:

Section 8: How To File A Grievance.
Section 9: Information on how to make a complaint about Part C services
Section 10: What to do if you have Complaints about your Part D prescription drug benefits

Click on your plan name and your EOC book will open in Acrobat Reader.

2008 Care Advantage Basic Rx
2008 Care Advantage Rx
2008 Care Advantage Rx Plus
2008 Care Advantage Medical Only
2008 Care Preferred Basic Rx
2008 Care Preferred Rx
2008 Care Preferred Rx Plus
2008 Care Preferred Medical Only

Appointing a Representative for Appeals
An enrollee may appoint any individual (such as a relative, friend, advocate, an attorney, or any physician) to act as his or her representative when filing a regular appeal or expedited appeal. A representative who is appointed by the court or who is acting in accordance with State law may also file an appeal for an enrollee.

With the exception of incapacitated or legally incompetent enrollees where appropriate legal papers, or other legal authority, support this representation, both the enrollee making the appointment and the representative accepting the appointment must sign, date, and complete an appointment of representative form. If the appointed representative is an attorney, only the enrollee needs to sign the appointment of representative form or similar statement.

The representative statement must include the enrollee’s name and Medicare number. The enrollee may use Form CMS-1696 found online by clicking here. A signed form or statement must be included with the enrollee’s appeal. A separate appointment of representative form or statement is required for each appeal.

Required Links:

Request for Medicare Prescription Drug Coverage Determination.

Medicare Part D Coverage Determination Request Form for use by providers.

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7915 N. Hale Avenue - Suite D - Peoria, Illinois - 61615

Toll Free Member Services  877-677-8203     ·      Toll Free Sales  877-677-8205
TTY (Hearing/Speech Impaired)  888-817-0139
Our business office hours are Monday through Friday 8am to 5pm.
Our business phone hours are 24 hours a day, 365 days a year.

Based on Catholic Ethical and Religious Directives OSF Care Advantage/Care Preferred will not cover certain Medicare covered benefits. For a complete list of excluded benefits, you can contact OSF Care Advantage/Care Preferred Member Services Toll-free at 877-677-8203 or TTY/TDD 888-817-0139. To the extent these services are covered by Medicare, they will be covered under Original Medicare. Please contact Member services, for detailed information about how these services may be covered by Original Medicare. Our business office hours are Monday through Friday 8am to 5pm. Our business phone hours are 24 hours a day, 365 days a year.


OSF HealthPlans is a Medicare Advantage organization
offering health plans with a Medicare contract.